Tel: 954.496.9006

Insurance Products

Our insurance products are tailord to fit your personal and commercial needs.  Contact us after you have selected the right products for you.

Homeowner Insurance

As home values increase, homeowners insurance premiums tend to follow. However, there are simple ways to save on insuring your home and personal property while still getting the protection you need.

Today’s homeowner policies offer a wide variety of coverages, including protection for your dwelling, detached structures, and personal property.  Policies may also include protection for liability claims brought against you or your family members.  Be aware too, that exclusions and limitations also exist within a homeowner policy.  As a result, we recommend that you consult with a insurance professional, like the ones at The Pawley Agency, to assist in recognizing your coverage needs, and offering solutions to satisfy them.

Single Family Home


Vacation Homes


RV / Mobile Home



Property With Wind

  • Close to the Water
  • Large Property Lines
  • Inventory Included

Commercial Building Owner

Fleet Auto Insurance

Workers Compensation

Construction / Contractors

Restaurant / Lounge

Professional Liability

Commercial Insurance

In today’s litigious society, even small mishaps can result in large lawsuits. That’s why general liability insurance, along with property and worker’s compensation insurance, is essential for most companies. Liability insurance protects the assets of a business when it is sued for something it did (or didn’t do) to cause an injury or property damage. General liability insurance can be purchased separately or as part of a business-owner’s policy (BOP). A BOP bundles property and liability insurance into one policy; however, the liability coverage limits are generally pretty low. Businesses that need more coverage usually purchase liability insurance as a separate policy.

Workers Comp

Our Consultant gives you exclusive access to the top ten causes of loss in your business. This information is compiled from millions of claims from companies like you. Use this information to help identify your risk and tap into the vast informational resources contained in Virtual Risk Consultant to help you make real improvements in your operations, to learn about Workers Compensation in the satate of Florida Visit this related link: The Division of Insurance Fraud, Bureau of Workers’ Compensation Fraud and the Division of Workers’ Compensation, Bureau of Compliance, you can print a copy of the: Florida Workers Compensation Guidelines.

Auto Insurance

Florida state law does require PIP, in addition to Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as a PIP/PD. Even if state law does not require a minimum coverage for Bodily Injury Liability coverage, you may be required to get this coverage once you have been in an accident. It is advised that you get at least the minimum Bodily Injury Liability coverage.

Health Insurance

Affordable health insurance. The coverage you want.

With so many individual and family health insurance plans available today, how do you know which plan is right for you? we offer you an extensive portfolio where you can choose from that will provide the health coverage you need, with the service you expect, at a price you can afford. With benefits like these, it’s easy to see a clear choice for protecting the health of you and your family.


Flood Insurance

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers and the property’s flood risk.  All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there’s a 30-day waiting period from date of purchase before your policy goes into effect. That means now is the best time to buy flood insurance.

Commercial Property Insurance

The Pawley Agency understands that your business is unique and constantly changing. We can tailor our commercial property insurance policy to fit your needs. Commercial property insurance is one of the most important investments ensuring the future of your business. Our company will provide you with the right policy when your commercial or rental building property needs to protect:

  • Your inventory
  • Your fence and landscaping
  • Others’ property
  • Your building
  • Your outdoor sign
  • Your furniture and equipment

Non-Profit Insurance

It is important to speak with an insurance agent who understands the complexities of insuring a non-profit organization. 

Ed has been specializing in non-profit insurance for over 28 years and is qualified and ready to answer any insurance questions you may have about your non-profit organization insurance needs. 

Every non-profit is unique, that’s why you need coverage specifically to fit your non-profit organization such as:

  • Religious Organizations
  • Animal Shelters
  • Youth & Human Services
  • Fund Raising Foundation
  • And More…

Health & Fitness Clubs

Find the right coverage to your health and fitness club needs.  With a full range of insurance coverages, we can shop the top rated insurance carriers for the right coverage and service.

  • Equipment Breakdown
  • General Liability 
  • Training Liability
  • Personal Injury
  • Business and Property
  • Workers Compensation
  • Professional Liability
  • Business Income
  • Umbrella Insurance
  • Medical Payments 

Church and Ministries

We specialize in providing quality insurance to the local churches and ministries.  Because of our many years of experience in the church insurance field, we know that a church has insurance comerage needs for damage and loss to your property as well as the many varios liability exposures from church activities and outreach.

  • Mission Travel
  • Auto and Busses
  • Property
  • Volunteers as Insureds

Motorcycle Dealer Insurance Program

Garage Property

The Pawley Agency understands that your garage needs the right coverage for:

  • Garage Keepers Liability
  • Franchise Requirements
  • Speciality Coverage
  • Off Site Coverage

Get In Touch

TEL: 954.496.9006



Let’s Build Your Insurance Package Together

Contact us so we can put a custom insurance plan together for you, your business and family.